Benchmark reports built directly from UHC's government-mandated public rate files — not surveys, not self-reported data, not national averages. Actual contracted rates, by credential, with methodology published in full before you buy.
Under federal law (45 CFR § 147.210), every commercial insurer must publish their in-network contracted rates as machine-readable files. These files contain the exact dollar amounts payers have agreed to pay each contracted provider.
Most providers have never seen these files. The OHBS-5 behavioral health network file is 5.9 MB — we parse it fully, match NPIs to the Texas provider registry, filter to fee-for-service rates only, and compute the distribution. The result is a benchmark built from what the payer actually reports to CMS.
This is observational data — a snapshot of what payers were contracted to pay as of the file date. It doesn't guarantee your rate will match the median. It tells you what the market looks like.
CPT 90837 · Texas commercial plans · Optum Health Behavioral Services network
CPT 90837 · Texas commercial plans · Optum Health Behavioral Services network
CPT 90837 · Texas commercial plans · MRF files identified. Data processing in progress. Expected Q2 2026.
A PDF containing: the median, P10, P25, P75, and P90 rates for CPT 90837; a benchmark corridor visualization; comparison to the 2025 Medicare PFS non-facility rate; credential subgroup breakdown (master's-level only); a per-clinician earnings impact table; full methodology notes; data quality badges; and a release ID with snapshot hash for reproducibility. See the methodology page for the complete pipeline spec.
UnitedHealthcare is required by federal law (45 CFR § 147.210, the CMS Transparency in Coverage Rule) to publish machine-readable files listing every in-network contracted rate. We download those files, parse them, match provider NPIs to Texas mental health taxonomy codes from the NPPES registry, and compute the distribution. No surveys. No self-reported data. The source files are public.
Most free rate tools publish ranges based on surveys or self-reported data. They do not disclose sample sizes, do not publish methodology, and do not distinguish between negotiated rates and derived rates. RateScope benchmarks are computed exclusively from payer-published Machine-Readable Files — the actual contracted rates filed under federal mandate. Every number carries a sample size, a confidence label, and a methodology you can read in full before you buy.
Yes — that's what it's for. The report gives you a citable, reproducible benchmark from the payer's own published files. "The OHBS network median for master's-level Texas therapists on CPT 90837 is $110.30 — 14% below the 2025 Medicare allowable" is a factual claim grounded in public data. This is not legal or contracting advice, but it gives you something concrete to stand behind.
No. This is the distribution of what UHC has contracted to pay individual providers in their OHBS (Optum Health Behavioral Services) behavioral health network in Texas as of March 2026. Your specific rate offer depends on your contract, location, and credential. The benchmark tells you what the market looks like — not what your personal offer will be.
The source file is dated March 1, 2026. UHC publishes updated MRF files monthly. We plan to refresh this report quarterly. Each report carries a data vintage date and release ID so you always know exactly what snapshot you're looking at.
The 2025 CMS PFS non-facility rate for CPT 90837 is $128.25. The UHC OHBS-5 median for master's-level Texas therapists is $110.30 — 14% below that reference. Commercial payers are not required to pay above Medicare rates. This is an empirical finding from the data, not an error.